The Stitch

Here's my response to Mastercard's request for contest entries to their "Priceless" campaign:

Going to college and paying for it without any loans: A crapload of debt on the Mastercard

Stupidly thinking that Mastercard money was almost like "free" money and saying YES to three more Mastercard offers: Another crapload of debt on THREE ADDITIONAL Mastercards

Many years of Mastercard debt on four cards: More money wasted on interest than I care to admit, and a whole lot of ignorance on my part.

Finally paying off that last effin' Mastercard: Priceless

Okay, so they haven't ALL been Mastercards, but there were four of those evil boogers, and over the past several years, I've managed to whittle the balances down, very, very slowly. One by one I've been diligently paying them off. Finally this week, I made a grand payment on one of the remaining two, and now I am down to ONE LONELY CREDIT CARD.

The last time I had only ONE credit card, I was 18 and very foolish.

However, if I have budgeted correctly, I should be able to pay the final card off within two months. For the first time in many, many, MANY years, I will be debt-free. I can't even remember what being debt-free feels like.

Tequila, anyone? This is a perfect excuse for a celebration. (As long as I don't put it on the card.)